American Express' Revamped Gold Card

Last week American Express launched their revamped Gold Card and it immediately became one of the hottest credit cards on the market. The new Gold Card offers an industry best 4X points on purchases at US restaurants and supermarkets, and is a much needed addition to American Express’s mid-tier portfolio.


First time card members are eligible for a 25,000 point sign-up bonus after spending $2,000 on eligible purchases within the first three months. American Express is also offering an additional 20% in statement credits at US restaurants (up to $100) to commemorate the new Gold Card. This card has a $250 annual fee, but this list of perks is more than enough to offset that:

  • $100 airline fee credit

  • $120 dining credit at participating US restaurants

  • 4X points at US restaurants

  • 4X points at US supermarkets (up to $25,000)

  • 3X points on flights

  • No foreign transaction fees

And to top it all off you can choose between the standard Gold Card and the limited edition Rose Gold Card!


Most of the perks listed above are self explanatory, but here’s a quick rundown of the $100 airline fee credit and the $120 dining credit:

  • The $100 airline fee credit is designed to cover “incidental fees” like the price of a checked bag. Unfortunately, it won’t count towards the price of an actual ticket.

  • The $120 dining credit is available in monthly increments of $10, but it can only be redeemed for purchases with Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steakhouse, & participating Shake Shack locations.


I’m really impressed with American Express’ revamped Gold Card and it’s industry leading 4X points at US restaurants and supermarkets. Even though the $100 airline fee credit and $120 dining credit are a little exclusive, I still think this card could be a great addition to any wallet. You can bet I’ll be adding it to mine soon!

What are your thoughts on American Express’ revamped Gold Card? Are you applying?